LEGAL TERMS OF USE

This notice governs the use of this website. By accessing this website, you agree to the following terms. If you do not agree to these terms, do not access this website.

Access and Use of Website

This website is for the user’s own personal use. The user may not sell, copy, publish, distribute, transfer, modify, display, reproduce and/or create any derivative works from the information or software on this website. The user also may not redeliver any of the pages, text, images, or content of this website using "framing" or similar technology. BlackRock Asset Management Canada Limited and its affiliates worldwide (together, "BlackRock") reserve the right to monitor the use of this website.

Modification of Website

BlackRock reserves the right to change, modify, add, and/or delete any sections of the website or the terms and conditions of access or use without notice and any such change, modification, addition and/or deletion shall be effective immediately upon posting. BlackRock recommends that users periodically review the contents of this website for possible modifications. BlackRock will not be held liable for any changes which may result in the information presented herein being inaccurate.

Accredited Investors

An accredited investor will be provided with certain information on this site not available to individual investors. You are an accredited investor if you are one of the following:

a. a Canadian financial institution, or a Schedule III bank,

b. the Business Development Bank of Canada incorporated under the Business Development Bank of Canada Act (Canada);

c. a subsidiary of any person referred to in paragraph (a) or (b), if the person owns all of the voting securities of the subsidiary, except voting securities required by law to be owned by directors of that subsidiary,

d. a person registered under the securities legislation of a jurisdiction of Canada as an adviser or dealer, other than a person registered soled as a limited market dealer under one or both of the Securities Act (Ontario) or the Securities Act (Newfoundland and Labrador),

e. an individual registered or formerly registered under the securities legislation of a jurisdiction of Canada as a representative of a person referred to in paragraph (d),

f. the Government of Canada or a jurisdiction of Canada, or any crown corporation, agency or wholly owned entity of the Government of Canada or a jurisdiction of Canada,

g. a municipality, public board or commission in Canada and a metropolitan community, school board, the Comité de gestion de la taxe scolaire de l’île de Montréal or an intermunicipal management board in Québec,

h. any national, federal, state, provincial, territorial or municipal government of or in any foreign jurisdiction, or any agency of that government,

i. a pension fund that is regulated by either the Office of the Superintendent of Financial Institutions (Canada) or a pension commission or similar regulatory authority of a jurisdiction of Canada,

j. an individual who, either alone or with a spouse, beneficially owns, directly or indirectly, financial assets having an aggregate realizable value that before taxes, but net of any related liabilities, exceeds $1,000,000,

k. an individual whose net income before taxes exceeded $200,000 in each of the 2 most recent calendar years or whose net income before taxes combined with that of a spouse exceeded $300,000 in each of the 2 most recent calendar years and who, in either case, reasonably expects to exceed that net income level in the current calendar year,

l. an individual who, either alone or with a spouse, has net assets of at least $5,000,000,

m. a person, other than an individual or investment fund, that has net assets of at least $5 000 000 as shown on its most recently prepared financial statements,

n. an investment fund that distributes or has distributed its securities only to
(i) a person that is or was an accredited investor at the time of the distribution,
(ii) a person that acquires or acquired securities in the circumstances referred to in sections 2.10 and 2.19 of National Instrument 45-106 Prospectus and Registration Exemptions, or
(iii) a person described in paragraph (i) or (ii) that acquires or acquired securities under section 2.18 of National Instrument 45-106 Prospectus and Registration Exemptions,

o. an investment fund that distributes or has distributed securities under a prospectus in a jurisdiction of Canada for which the regulator or, in Québec, the securities regulatory authority, has issued a receipt,

p. a trust company or trust corporation registered or authorized to carry on business under the Trust and Loan Companies Act (Canada) or under comparable legislation in a jurisdiction of Canada or a foreign
jurisdiction, acting on behalf of a fully managed account managed by the trust company or trust corporation, as the case may be,

q. a person acting on behalf of a fully managed account managed by that person, if that person (i) is registered or authorized to carry on business as an adviser or the equivalent under the securities legislation of a jurisdiction of Canada or a foreign jurisdiction, and (ii) in Ontario, is purchasing a security that is not a security of an investment fund,

r. a registered charity under the Income Tax Act (Canada) that, in regard to the trade, has obtained advice from an eligibility adviser or an adviser registered under the securities legislation of the jurisdiction of the registered charity to give advice on the securities being traded,

s. an entity organized in a foreign jurisdiction that is analogous to any of the entities referred to in paragraphs (a) to (d) or paragraph (i) in form and function,

t. a person in respect of which all of the owners of interests, direct, indirect or beneficial, except the voting securities required by law to be owned by directors, are persons that are accredited investors,

u. an investment fund that is advised by a person registered as an adviser or a person that is exempt from registration as an adviser, or

v. a person that is recognized or designated by the securities regulatory authority, or, except in Ontario and Québec, the regulator as an accredited investor.

Acknowledgement of Investment Risk

The investments and strategies discussed in the contents of website may not be suitable for all investors and are not obligations of, or guaranteed by, BlackRock. The investments are not bank deposits and are not insured by the Canadian Deposit Insurance Corporation (“CDIC”), Canadian Investor Protection Fund (“CIPF”), Federal Deposit Insurance Corporation (“FDIC”), or any other entity and are subject to investment risks, including the loss of the principal amount invested. These contents do not constitute an offer or a solicitation of an offer to buy and sell securities, commodities, and/or any other financial instruments. The contents of this website are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. BlackRock makes no representations that the contents are appropriate for use in all locations, or that the transactions, securities, products, and instruments or services discussed at this website are available or appropriate for sale or use in all jurisdictions, or countries or by all investors or counterparties. All persons and entities accessing this website do so on their own initiative and are responsible for compliance with local laws and regulations. The information and opinions herein are provided for informational purposes only, are subject to change and should not be relied upon as the basis of your investment decisions. Past performance is not necessarily indicative of future performance.

Forward-Looking Statements

Certain statements in this website may constitute “forward-looking” statements that involve known and unknown risks, uncertainties and other factors that may cause actual returns of investments to be materially different from any future returns or values expressed or implied by such forward-looking statements. Forward-looking statements typically include words such as “may”, “will”, “expect”, “believe”, “plan”, “intend” and other similar terminology. These statements reflect current expectations regarding future events and speak only as of the date of being posted to this website. Forward-looking statements involve significant risks and uncertainties, should not be read as guarantees of future performance or returns, and will not necessarily be accurate indications of whether or not such returns will be achieved.

Although forward-looking statements contained in this website are based upon what BlackRock and its advisors believe are reasonable assumptions, BlackRock cannot assure you that actual results, returns or events will be consistent with these forward-looking statements. Forward-looking statements are made as of the date of being posted to this website, and BlackRock assumes no obligation to update or revise them to reflect new events or circumstances.

Disclaimer of Liability

The contents at this website, including text, graphics, links and/or other items, have been prepared based upon sources, materials and systems believed to be reliable and accurate, and are provided to you on an "as is" and "as available" basis. BlackRock makes no representations, and disclaims all express, implied and statutory warranties of any kind to you or any third party, including, but not limited to, representations and warranties regarding accuracy, timeliness, completeness, merchantability, fitness for any particular purpose, non-infringement of third party rights and/or freedom from computer virus. BlackRock assumes no responsibility for the consequences of any errors or omissions. The views expressed herein do not necessarily reflect the views of BlackRock as a whole or any part thereof, nor do they constitute investment or any other advice. . No information on this site constitutes investment, tax, legal or any other advice.

Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user’s computer. BlackRock does not warrant that this website, the sites to which this website may be linked, and any information or other material downloaded from this website, or linked sites, will be uninterrupted, error-free, or free of viruses, defects or other harmful components. BlackRock is not liable for any damages, changes or omissions that occur during the transmission of information and materials.

In no event shall BlackRock be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website, the information and services provided herein, or the use thereof or inability to use the website by any party, or in connection with any failure, performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if BlackRock, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Use of hyperlinks to other internet resources is at your own risk.

Intellectual Property

The information contained on this site is subject to and protected by copyright, trademark and other applicable intellectual property and proprietary rights laws. It must not be reproduced, copied or redistributed in whole or in part and any unauthorized use of this Web Site, content and any other intellectual property contained herein is strictly prohibited. The contents are owned or controlled by BlackRock or a party credited as the provider of the contents. BlackRock is a registered trademark of BlackRock Inc. All rights reserved. LifePath is a registered trademark of BlackRock Institutional Trust Company, N.A. Used with permission.

Links

BlackRock Canada may establish links between this website and one or more websites operated by third parties. BlackRock Canada has no control over any such other websites, the contents therein or the products and/or services offered. The existence of any such links shall not constitute an endorsement of, or representation or warranty by BlackRock regarding such websites, the contents of the websites, the products and/or services of the websites or the operators of the websites. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. BlackRock disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our website. BlackRock is not responsible for any third party content and information nor the accuracy, timeliness or suitability of the information that may be linked to this website, whether the link is provided by BlackRock or by a third party.

Privacy Policy

Please review our Privacy Policy to learn about our information collection practices and the measures we take to help preserve the privacy and security of your information. This site is sponsored by BlackRock. General enquiries about this website should be sent to inquiriescanada@blackrock.com. This email address should not be used for any enquiries relating to investments.