Stuck in Cash
U.S. investors continue to hold a sizable percentage of their assets in low- or no-return cash investments and expect to remain in this holding pattern with no major shift out of cash over the next year. Despite rising concerns about meeting investment goals, most investors are stuck in place with current portfolio allocations.
Q: Thinking of the total value of your savings and investments, approximately what proportion is currently held in cash, and in 12 months' time, do you expect the proportion to increase, decrease or remain the same?
A: Americans are stuck in cash.
Take Action: So What Do I Do With My Money?
Many traditional bond funds have been losing money. Yields are near record lows. And if interest rates rise or inflation picks up, you could lose even more ground. While holding some cash in your portfolio is important, holding too much can derail your goals.
- Learn how our Strategic Income Opportunities Fund can help.
Investor Pulse Findings
Investing involves risks including possible loss of principal.