CollegeAdvantage 529 Plan
The BlackRock CollegeAdvantage 529 Plan was designed with two main goals in mind - to provide investors with access to some of the most respected investment managers in the industry and to offer the flexibility to develop an education savings strategy to meet investors unique needs.
BlackRock CollegeAdvantage offers you three distinct approaches to help you meet your savings goals:
Within the Single Strategy Options, BlackRock CollegeAdvantage allows you and your clients to choose among 15 investment strategies. In general, the risk level of these options increases as you move from money markets to fixed income to balanced to equity options, but that is not always the case.*
- BlackRock GNMA Option
- BlackRock High Yield Bond Option
- BlackRock Inflation Protection Bond Option
- Wells Fargo Advantage Core Bond Option
- BlackRock Capital Appreciation Option
- BlackRock Equity Dividend Option
- BlackRock International Opportunities Option
- BlackRock Large Cap Core Option
- iShares S&P 500 Index Option
- iShares Russell 2000 Index Option
- iShares MSCI EAFE Index Option
- Rainier Mid Cap Equity Option
- ING Small Company Option
The Target-Risk Options offer investments diversified across equities, fixed income and money markets. Asset allocations under each of the Target-Risk Investment Options are the same for all Account Owners and do not vary based on the age of the Beneficiary. Unlike the Age-Based Investment Options, these options are designed to have a relatively constant exposure to equities, fixed income and money market securities throughout the life of the Account, rather than a decreasing exposure to equities and an increasing exposure to fixed income and money market securities as the Beneficiary gets older. Within the Target-Risk Portfolios, you may choose between Moderate, Growth or Aggressive Growth options based on your specific savings goals.
The Age-Based Options put the expertise of BlackRock to work for you. Within the Age-Based Portfolios, you may choose between Conservative, Moderate or Aggressive options based upon specific savings goals.
* Investors may be limited in the number of times they can change their investment allocation per year. Please refer to the Program Description for details.
The following indexes are used to represent the current weightings of each Portfolio: Domestic Equity – Russell 3000, International Equity – MSCI EAFE, Fixed Income – Barclays Aggregate. For a complete listing of the underlying investments for each portfolio and age range, please refer to the plan’s Program Description.
The Barclays Capital US Aggregate Bond Index is composed of the Barclays Capital Government/Corporate Bond Index and the Barclays Capital Mortgage-Backed Securities Index and includes Treasury issues, agency issues, corporate bond issues and mortgage-backed securities. The Russell 3000 Index is an unmanaged index comprised of the 3,000 largest US companies as determined by total market capitalization. The Morgan Stanley Capital International (MSCI) EAFE Index is an unmanaged index composed of equity securities from various industrial sectors whose primary trading markets are outside the US. Country weighting in the index is based on the size of a country’s equity markets (market capitalization). Individual companies within each country are chosen based on market capitalizations, trading activity and the overall mix of industries, among other factors. The index is tracked in US dollars and consists of components of Europe, Australasia and the Far East. The S&P 500 Index covers 500 industrial, utility, transportation and financial companies of the US markets (mostly NYSE issues). The unmanaged index represents about 75% of NYSE market capitalization and 30% of NYSE issues. It is not possible to invest directly in an index.
An investor should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. More information about municipal fund securities is available in the issuer's Program Description. You may obtain a Program Description by clicking here or calling 866-529-8582. The Program Description should be read carefully before investing.
Any investment in a BlackRock CollegeAdvantage mutual fund-based investment option is not insured or guaranteed by the FDIC or any other governmental agency or other party, including the custodian/state of Ohio, the Tuition Trust, BlackRock or any of the mutual fund firms under contract with the Ohio Tuition Trust Authority. An investment in a BlackRock CollegeAdvantage mutual fund-based investment option is not a direct investment in a mutual fund itself. Participants assume all investment risk of an investment in the BlackRock CollegeAdvantage 529 Plan, including the potential loss of principal and liability for penalties such as those levied for non-educational withdrawals. Regular investing does not ensure a profit or protect against a loss in a declining market. The amount actually available for withdrawal will depend on the investment performance of the investment options chosen.
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BlackRock cannot be held responsible for any direct or incidental loss resulting from applying any of the information provided on this site or from any other sources mentioned. BlackRock is not engaged in rendering any legal, tax or accounting advice. Please consult with qualified professionals for advice in these areas.
Not FDIC Insured • No Bank Guarantee • May Lose Value