Your Retirement Life Path


No matter where you are in your career, whether you are just starting out or have already picked a retirement date, the responsibility for building a secure retirement is yours. Fortunately, there are plenty of actions you can take right now to navigate the new world of retirement. Just choose the age group below that best describes where you are on your journey.

New World of Retirement

Yes, it is a new world of retirement. The retirement advice that guided previous generations needs to be rewritten for today's reality. The problem is that your future refuses to wait while you figure it all out.
Learn More

 

 



Did You Know?

92% of people who worked for pay in retirement in 2010 said that one of their motivations for doing so was the desire to stay active and involved.iv

Starting Out: 20s and 30s

Whether you're fresh out of college or ten years into the workforce, your first thought about retirement is probably...that it's very far off. That's understandable. Right now you're thinking about your career, perhaps starting a family or buying a house. It's not easy to imagine what your life may be like in your 70s.
Learn More

 

 



Did You Know?

Given an 8% average annual return, a worker saving $4,000 a year starting at age 22 can accumulate $1 million by age 62. However, if that same worker waits until age 32 to start saving, he or she will have to save more than $8,800 per year to reach the same goal.ii

On Your Way: 40s and 50s

Remember when your biggest challenge was where to go after work on Friday? Today, you have growing responsibilities in your career and in your personal life. And – especially if you started saving early – a significant balance in your retirement plan savings. If you didn't, don't despair. There is still plenty of time if you get serious about saving right now.
Learn More

 

 



Did You Know?

85% of retirees who eventually made a financial plan regret not making one early enough in their working life, according to a recent BlackRock survey.iii

Approaching Retirement: 60s and 70s

Every stage on your retirement journey is crucial. But some are more crucial than others. Today, preparing for retirement is about keeping what you've saved, maximizing your benefits and making plans.
Learn More

 

 



Did You Know?

92% of people who worked for pay in retirement in 2010 said that one of their motivations for doing so was the desire to stay active and involved.iv


Enjoying Retirement: 70s and Beyond

You earned it; now go enjoy it. But here's something no one ever told you about retirement: It's not the finish line.
Learn More

 

 



Did You Know?

Nest Eggs worth $1 million can last nearly a decade longer with withdrawal rates of 4% vs 5%.v



i Annuity 2000 Mortality Table, Society of Actuaries
ii Liz Weston, MSN Money, Your 20s: Planning pays off richly, October 24, 2011
iii BlackRock's Annual Retirement Survey, May 2012
iv Employee Benefit Research Institute and Mathew Greenwald & Associates, Inc., Retirement Confidence Survey, 2010
v Blackrock: Informa Investment Solutions

USR-0905