Webinars & Videos
Webinars bring BlackRock's investment think tank straight to your office. Without leaving your desk, you can listen to the latest perspective of BlackRock's top investment professionals.
It’s a new world of retirement: financial markets are uncertain, the workforce is shrinking, people are living longer and are increasingly relying on their 401(k) plan to get them through retirement. The problem is that what’s worked in the past may not work today. Listen in as BlackRock’s Chip Castille as he discusses how this new world is driving new risks – and action steps you can take to successfully navigate them:
- The Growing Risk of Low Risk: Yesterday’s low risk solutions, including stable value and money market funds, face new challenges and require new approaches to meet participant needs.
- Are QDIAs Measuring Up?: Today’s QDIA universe is far more complex than it was just a few years ago. How well do you understand your QDIA’s objective?
- The Case for Income: Tomorrow’s biggest challenge, turning DC balances into lifetime income, is moving to the front of the national agenda. Soon, the risk may be in not acting to solve the income problem.
"So what do I do with my money?" This is a question many DC participants are asking – and plan sponsors are looking to you for guidance.
In 2006, the Pension Protection Act attempted to answer the above question, and took a step in the right direction. Its guidance on qualified default investment alternatives (QDIA) gave plan sponsors the direction they needed to "do the right thing" for their participants. But now, it is a new world of retirement and what worked in the past may not hold true today. By 2015, 60% of DC assets are expected to be in a QDIA option, including target date funds and balanced funds. That's why getting QDIAs right is critical in driving successful participant outcomes.
The year 2012 is going to be a big one for the U.S. Department of Labor (DOL) as it rolls out its new rules for retirement plans. Providers will have to deliver 408(b)(2) fee notices to plan clients for the first time, and a separate and new type of fee and investment disclosure will need to commence for plan participants. Additionally, the DOL’s new participant advice rules will go into effect at the end of 2011, and it will also be re-proposing its new “fiduciary” definition. In light of this changing regulatory landscape, plan fiduciaries should have a clear understanding of how these developments will impact their duties under ERISA. Listen in as BlackRock and PLANADVISER host Marcia Wagner in a discussion about the Department of Labor's new rules for retirement plans and fiduciaries rolling out in 2012 and what it means for advisors and their clients.
Lydia Chan and Sunder Ramkumar, authors of "Efficient Portfolio Rebalancing in Normal and Stressed Markets," share their findings on the limitations of traditional rebalancing.
Join BlackRock as we explore industry trends and understanding today's target-date fund landscape, the role of target-date funds in DC plans and best practices for implementing these strategies as well as the tools you can use to evaluate and select the right target-date fund for your plan.
Join Scott Dingwell, BlackRock's Head of Participant Communications, as he discusses the future of participant communication strategies, and easy ways plan sponsors can improve them to help ensure long-term success for participants.
This material is provided as an educational tool. BlackRock cannot be held responsible for any direct or incidental loss resulting from applying any of the information provided in these publications or from any other source mentioned.