The New World of Retirement
Help your clients understand the new world of retirement.
They've earned it. Now they should go enjoy it. Help your clients with the decisions yet to be made, including how to preserve and invest their savings, how to spend it wisely and how to make the most out of the new world of retirement.
What Are the Key Conversations?
- Use longevity. A married couple at 70 has a better than 50% chance that at least one of them will live into their 90s. Investing for a retirement of 20+ years is complicated in the current environment of low bond yields and slow economic growth. Let BlackRock help you explore retirement investment solutions that make sense in this new world of investing and the opportunities that longevity brings.
- Keep expenses in check. The vision your clients have for retirement may or may not happen if they are a little bit off-track. Work with your clients to make sure that their retirement income will cover their expenses now and in the future.
- Develop an investment plan. Fewer than one in three recent retirees have created a plan to convert assets to income. Help your clients determine an appropriate income plan in advance—doing so can mean the difference between a comfortable retirement and outliving savings.
Use this opportunity to review BlackRock's Retirement Income Planner tool to illustrate for your clients whether their assets will support their income needs in retirement.
How to Use Resources
For clients in retirement, there could be lifestyle changes in this final phase. Help your clients look more closely at how these lifestyle changes might impact spending and sources of income. Direct your clients to BlackRock's Define Your Retirement tool to help them visualize their retirement. It's an easy way to think about retirement—through an innovative web-based tool that allows clients to look more closely at the retirement they are living.
Take Advantage of BlackRock's Market Strategies & Products
* This is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The information and opinions contained in this presentation are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all inclusive and are not guaranteed as to accuracy. Past performance does not guarantee future results. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the viewer.
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