What Investors Are Thinking
Our Investor Pulse survey sheds new light on what investors are thinking and doing in the current investment environment.
In the face of challenging global economic conditions and a new world of investing, BlackRock wanted to know what was on the minds of investors. How are investors feeling about meeting long-term financial goals, especially retirement? What are key concerns about the current investment environment? How willing are investors to make portfolio adjustments to capture opportunity?
Our annual Investor Pulse survey provides answers to these questions that are on the minds of investors today. We conducted this research in summer and fall of 2013 with 4,000 U.S.-based investors and 500 financial advisors. What we learned might provide some helpful insight as you think about what to do with your clients’ money. Our five findings are presented here.
While not much of a surprise given extended life expectancy statistics, many of the investors polled are grappling with the challenges of retirement planning. Only one-in-five expects to spend more than 25 years living in retirement—despite the fact that a healthy couple aged 65 in the U.S. today has a 50% chance that at least one of them will live to the age of 92.1
"Funding a comfortable retirement" came up as one of the biggest financial priorities for U.S. investors, however, there's a gap between retirement goals and investor confidence in achieving them. In helping to meet these challenges, U.S. retirees have amassed a wealth of knowledge over the course of a lifetime of saving and investing. This knowledge forms the basis of a range of recommendations that focus not only on the need to save more, but also the need—and possibly the positive desire—to keep working beyond normal retirement age. Here are the top four retirement regrets from retirees.
Journey to the New World of Retirement:
People are living longer, retirements are lasting longer, and retirees are more active. Let BlackRock assist as you provide your clients with guidance on their retirement life path.
Apply the Research to Your Practice
Watch BlackRock's Investment and Retirement Education expert discuss the findings from the most recent survey.
Learn More About the Survey
Start the Client Conversation With:
"More than ever in a new world ushered in by crisis, investors at all income levels need answers on how to better manage their money for the future. We need to let them know that it is still possible for them to achieve their retirement and other long-term goals but they need to take action."
"Our research shows that advised investors are more confident than the unadvised in their ability to achieve goals such as funding a comfortable retirement – 70% advised vs. 55% unadvised. This clearly demonstrates the valued role advisors play in keeping clients focused on today’s many opportunities to make their future more financially secure."
Head of BlackRock's US Retail Business
This is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Any opinions expressed are as of October 2013 and may change as subsequent conditions vary. The information and opinions contained in this paper are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. This content may contain "forward-looking" information that is not purely historical in nature. Such information may include, among other things, projections and forecasts. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this paper is at the sole discretion of the reader. The information provided here is neither tax nor legal advice. Investors should speak to their tax professional for specific information regarding their tax situation.
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